Daily Underwriters of America, offers owner operators outstanding insurance options for tractor physical damage coverage (comp & collision), non-trucking coverage (bobtail/deadhead), and accident coverage.
Physical Damage- Comp & Collision
This coverage is designed specifically for our owner operators with low deductibles. Any premiums collected that are not used to pay claims are returned via a quarterly dividend to contractors insured by Daily Underwriters that did not have a physical damage claim over $300. The
dividend averages about 25% of your annual premium!
Monthly Premium: Call for quote. Dividends are calculated quarterly and paid annually.
Non-Trucking- Bobtail/Deadhead
Bobtail/Deadhead coverage insures owner operators while unladen. This coverage is required.
Monthly Premium: $45
Tie-Down Equipment Coverage
This coverage insures your headache rack, chains, binders, tarps, & straps.
Monthly Premium: $5.50
*Physical damage insurance is required to get this coverage
Accident Insurance
Accident insurance is a workman's comp substitute for owner operators.
Monthly Premium: $60
